Know About
Secured Cards
For students, first-time users, or those rebuilding credit.
Features:
Backed by a refundable deposit
Low minimum deposit (starting from UGX 200,000 / KES 6,000 / TZS 35,000)
Full online and mobile banking access
Automatic upgrade after 12 months of responsible use
Benefits:
Safe way to build or repair credit history
Control over spending and limits
Great learning tool for responsible financial behavior
Can be converted into an unsecured card later